Chapter 7 Chapter 13 Alternatives to Bankruptcy
If you are considering personal or business bankruptcy, you may be uncertain of your rights, in light of the recent overhaul of the federal bankruptcy law. The new law has made the process more complicated, but bankruptcy continues to be a good option for many people. An experienced bankruptcy lawyer can help you through the process, so that you use the law as designedto help you get a fresh financial start.
At the law office of Rabin & Rabin Co., L.P.A., we offer over 30 years of experience handling bankruptcy matters for individuals and businesses throughout northeast Ohio. We place a high priority on communication and personal service. We will be in regular contact with you, keeping you fully informed of all developments in your case, as well as your options moving forward, so that you can make educated decisions that are in your best interests.
We provide a free initial consultation in consumer bankruptcy matters. To schedule an appointment, contact our office or call us at 216-539-8131 (toll-free at 888-335-1861).
We focus our practice on the needs of individuals and businesses seeking debt relief, providing comprehensive counsel on:
Chapter 7 bankruptcy: We will help you determine whether you qualify to discharge your debts under Chapter 7, walking you through the means test required by the new bankruptcy law. We will prepare and file all the documents required to complete the process, and will act on your behalf in meetings or hearings with creditors, the bankruptcy trustee and the Court.
Chapter 13 bankruptcy: If you don't qualify for a Chapter 7 filing or you want to repay your creditors, we will help you put together a plan for the reorganization of your debt through a Chapter 13 filing.
Chapter 11 bankruptcy: We advise businesses that seek to restructure or reorganize debts under Chapter 11. A Chapter 11 is not an easy process but can be a good alternative in certain situations. Also, individuals who do not qualify under the debt limits of Chapter 13 can many times obtain relief under Chapter 11.
Alternatives to bankruptcy: We can also help you identify ways to resolve financial problems without filing for bankruptcy protection, including negotiating loan modifications, applying for debt consolidation, or seeking structured settlements.
Contact Our Office
To set up an appointment, contact us or call us at 216-539-8131 (toll-free at 888-335-1861). Free initial consultations are available in consumer bankruptcy matters. Our office is located in downtown Cleveland, with plenty of parking nearby.