Merchants Bank & Trust Co

Information may not be reliable

YOU CAN STILL OPT IN OR OPT OUT!
For Personal Account Holders: NOW IN EFFECT - Recently enacted Federal Reserve changes to banking regulations will govern how banks handle certain overdraft situations. Banks will be required to receive authorization from customers permitting us to continue to pay ATM and everyday debit card transactions (such as paying for groceries, dry cleaning or other everyday purchases) when the transaction will create an overdraft in your account.

If we do not receive authorization from you, beginning August 15, 2010, we will not authorize or accept any ATM withdrawal or everyday debit card transaction that will create an overdraft on your account. This change includes anyone currently enrolled in Merchants Bank's Bounce Protection Program.

Send us a secure message to Opt In/Opt Out or to change your status. Please be sure to include in the "Message" section: All account information and whether you are opting in or opting out.

Merchants Bank and Trust Named as Cincinnati Enquirers Best Places to Work
Merchants Bank and Trust was recognized as the twentieth best place to work in the Tri-State area by the Cincinnati Enquirer and their survey partner, Workplace Dynamics. The acknowledgement listed Merchants Bank and Trust as one of the best small organizations-a category that included companies that staffed fewer than 150 employees within the Greater Cincinnati and Northern Kentucky area.

Merchants Bank and Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

We are excited to announce the addition of our new wealth management website! Come visit us online at www.MBTinvest.com or from your cell phone at www.MBTinvest.com/mobile and learn more about our full-service customized portfolio management that has won us a 'Best in Client Satisfaction' award.

Merchants Bank and Trust continues its commitment to fight the potential threat of identity theft. If we detect anything out of the ordinary, we will verify your identity. All you have to do is confirm your Personal Identification Image, answer your unique security questions and continue banking with an even higher level of security!

Order Your Visa Travel Card Online!
Order your Visa Travel Card or Visa Gift Card Online. Click the desired link below, it's as easy as 1-2-3!

*Investments offered through Wealth Management Division of Merchants Bank and Trust are: Not FDIC Insured; Offer No Bank Guarantee; May Lose Value; Not Insured by any Federal Government Agency; Not a Deposit.